Products & Services

To help create solutions for our client's individual goals we offer a myriad of products and services.

Life Insurance

We consider life insurance the foundation of all financial strategies.  Our focus is to have the right amount of coverage and the right kind of insurance in place when your family needs it the most.  Certain types of life insurance that build cash value can also be used to pay for college, help with business succession, charitable giving or supplementing retirement*.

Long-Term Care Insurance

Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

Retirement Income

Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it2. Either way, you will be assured a steady, dependable source of income for life.


We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 2,500 mutual funds, including self-directed, tax-deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans.

Other Products

We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products3. If we don't offer it, chances are we can assist you.

To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.

My Approach

We utilize “Our World” – a measured, professional approach that's grounded in reality. It's a proven, highly-effective approach in developing financial strategies that are customized while helping to prepare you for many of life's challenges.

Step 1: We will first sit down and talk. We'll learn about you—your hopes, your dreams, your desires and your goals. 

Step 2: Next, we will discuss some possible events that could disrupt your world or things that might involve financial complications. During this step, we'll ask you to address financial-impact events that might happen in your life. We'll also develop and prioritize your financial goals.

Step 3: Working together, we develop a strategy that can meet your short-term and long-term goals and prepare for impactful events in your life. This includes choosing the right financial products, working with your current tax and legal advisors, and even connecting you to additional professionals you may need, such as attorneys and CPAs.

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Chad Horsham is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AZ, CA (CA Insurance License #0K52192), CO, CT, FL, GA, IA, IN, KS, KY, MI, MN, NE, NJ, NV, NY, SD, TX, UT, WA, and WY. No insurance business may be conducted outside the states referenced.

Chad Horsham is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 18140 Burke St Ste 201, Elkhorn, NE, 68022, 402-496-6413. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, CO, FL, GA, IA, IN, KS, MI, MN, NE, NJ, NV, NY, RI, SD, TX, UT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Chad Horsham is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AL, CA, CO, FL, GA, IA, IN, KS, MI, MN, NE, NJ, NV, NY, SD, TX, UT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

HORSHAM FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither HORSHAM FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​